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7 Key Things to Consider Before Opening a Credit Card
Ketu Shah Ketu Shah

7 Key Things to Consider Before Opening a Credit Card

Before opening a credit card, it's essential to understand what factors to consider. This guide covers the key considerations, such as your credit score, credit history, type of credit card, fees and interest rates, rewards, and intended usage. Read on to make an informed decision and choose the right credit card for your needs.

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Is Citibank Re-Entering the Ultra-Premium Credit Card Market?
Citi, Credit Cards, News Ketu Shah Citi, Credit Cards, News Ketu Shah

Is Citibank Re-Entering the Ultra-Premium Credit Card Market?

Rumors have been circulating that Citibank is considering re-entering the ultra-premium credit card market. After discontinuing its Citi Prestige card in 2021, Citibank left the market to be dominated by only two players: the Chase Sapphire Reserve and the AMEX Platinum. However, with the travel industry showing a strong rebound in 2021, there has been a surge in demand for ultra-premium travel cards. Capital One has entered the market with its Venture X card, but Citibank seems to be observing the competition and considering its options.

New information suggests that Citibank is actively working on or considering a new line of credit cards or an ultra-premium credit card. The bank has floated a project to provide a high-value concierge service that rivals American Express's concierge service. This paid challenge of providing Citibank with ideas on elevating their concierge service certainly points to the bank exploring the possibility of offering a new premium credit card product.

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How to save money while shopping online and in-store?
Shopping, Saving, Rewards, Personal Finance Ketu Shah Shopping, Saving, Rewards, Personal Finance Ketu Shah

How to save money while shopping online and in-store?

Learn various ways through which you can save money while you shop online or in-store. This article will provide you with information about various approaches, some of which you can combine to get the best value and cashback out of your spend and score some savings during that. We will look into cashback portals, coupon aggregators, and some other ways you can score discounts.

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